Many business in the internet are categorized in high risk business and will be rejected by most bank. the reason banks don't want to accept high risk merchants account is high fraud and chargeback rate and some merchants take the customers' money and vanish. In austpay, we have a experiences risk management team and a comprehensive fraud filter system to help merchants fight with the fraud and minimize your chargeback rate. Therefore if you are looking for relible high risk merchant account, you are in right place now. Click here to apply, our sales representative will get back to you within 24 hours.